At Focusonstyle.in, we ensure 100% secure payments using Razorpay API for online transactions and a trusted shipping partner for Cash on Delivery (COD). This guide explains how we protect your payments.

Accepted Payment Methods

We support multiple safe payment options:
✅ Debit/Credit Cards (Visa, MasterCard, RuPay)
✅ UPI Payments (Google Pay, PhonePe, Paytm)
✅ Net Banking (All major banks supported)
✅ Digital Wallets & EMI Options (For flexible payments)
✅ Cash on Delivery (COD) (Available through our shipping partner)

Advanced Security Measures

We use the Razorpay API for online transactions, ensuring:
🔹 SSL Encryption – Your payment data is fully encrypted.
🔹 PCI DSS Compliance – We meet global security standards.
🔹 3D Secure Authentication – OTP verification for added protection.
🔹 Fraud Prevention System – Razorpay’s AI-powered system detects suspicious transactions.

For Cash on Delivery (COD) payments:

  • Our shipping partner handles COD safely, ensuring a smooth payment experience.
  • Customers must verify their order upon delivery before making a payment.

Fraud Protection & Customer Responsibility

🚨 To ensure safe transactions:

  • Never share OTP, CVV, or card details with anyone.
  • If you receive a fraudulent call or email, report it immediately.
  • Always check your bank statements for unauthorized transactions.

Refund & Chargeback Policy

💰 Refunds for Online Payments:

  • Refunds are processed within 7-10 business days via Razorpay.
  • The refund amount is credited back to the original payment method.

⚡ Cash on Delivery (COD) Refunds:

  • If you return a COD order, the refund is processed to your bank account or digital wallet by Shipping Partner

🛑 Chargeback Protection:

  • In case of fraud, contact our support team and your bank immediately for chargeback assistance.

Contact for Payment Issues

🌍 Outbound Links (For Authority & Trust)

🔚 Conclusion

At Focusonstyle.in, we ensure secure payments via Razorpay API and safe Cash on Delivery (COD) options with our shipping partner.

✅ Shop with Confidence. Your Payments Are Secure!